The Kind of Protection the Jones Act Provides Seamen

The Merchant Marine Act of 1920, more commonly known as the Jones Act, is a federal statute that protects seamen who get injured on the job, specifically by giving them the right to sue their employer for personal injury or negligence damages.

For purposes of the Jones Act, some terminologies are assigned their appropriate definitions:

  • Seaman. Refers to a person, who spends a significant amount of time on a vessel or on a specific fleet of vessel (working as a crewmember or a captain on a vessel) that is considered “in navigation.”
  • Vessel In Navigation. This refers to any type of vessel or boat that is afloat, in operation, capable of moving and on navigable waters (does not include: a vessel that is in a drydock or out of the water up on blocks; oil drilling platforms; a newly built vessel that is still undergoing sea trials; and, floating casino barges). By “navigable waters,” this can refer to a river or lake which can be used for interstate or foreign commerce (such as the ocean and landlocked lakes but only if these extend to another state or are connected to a river that flows into another state).
  • Significant Amount of Time. A person should spend at least 30% of his/her employment time on a vessel in order to qualify as a seaman. Thus, a person who works 70% of the time in the office and the remaining 30% on a vessel can be considered a seaman.

The Jones Act strictly requires maritime employers to:

  • Provide seamen with a reasonably safe place to work; and,
  • Use ordinary care, under any circumstances, to keep and maintain the vessel, on which a seaman works, in a reasonably safe condition. Any unsafe condition on a vessel can lead to liability under the Jones Act and, in the event of injury, the injured seaman needs only prove that his/her employer’s negligence was a contributory factor to the events that resulted to his/her injuries in order for him/her to recover damages against his/her Jones Act employer.

As explained by a San Diego Jones Act attorney, numerous men and women are injured or killed each year while out at sea due to negligent or careless employers or co-workers, who make the sea much more dangerous. Injuries resulting to these negligent acts gives the injured the right to pursue legal action which will allow them to seek financial compensation.

The Most Common Roof Problems and How to Avoid Them

It’s safe to assume that most homeowners find roof problems especially cumbersome, particularly because it can be both expensive and time-consuming to solve. This is why it’s important to keep in mind the issues that affect the integrity of the roof of any structure. According to roofers, learning of the most common roof problems can help prevent these issues from occurring in the future.

Moisture and leaks

Leaks in roofs are one of the most common problems experienced by homeowners all over. A leaking roof is usually caused by broken or missing shingles and flashing that wasn’t properly installed or has since been damaged through regular wear and tear. These issues can easily be addressed by a quick repair job. Simply replace the damaged shingles and use sealant or cement to strengthen the flashing. It’s important to resolve these concerns right away because moisture from leaks can affect the integrity of the roofing, requiring a more intense repair by experts.

Shrinkage and blistering

Shrinkage is a common problem for single-ply roofing. The EPDM rubber membrane used in this kind of roofing can shrink without proper maintenance, which can then cause the flashings to pull and become fragile. Meanwhile, roof types called BUR that are made of coal tar, asphalt or cold-applied adhesive can suffer from blistering and surface erosion. All these issues are important to address because they can lead to problems which affect the strength of roofing structure.

Improper installation and repairs

Many of the aforementioned roofing issues can be avoided through proper installation and repairs. Sometimes, when contractors fumble at roofing installation, their mistakes can cause roofing problems that might take a while to notice. A roof, for example, might not immediately show signs of weakening foundations due to extensive damage caused by water or improper tree installation. This happens over a period of time and the only thing that can be done to prevent such problem is to ensure that the contractors hired for roof installation are well-trained and experienced in roofing systems.

Drunk Driving And Truck Accidents

We already know the devastating effect of drunk driving in automobile accidents. Given their sheer size and weight, we can already imagine what can happen when a drunk truck driver collides with another driver. According to the website of Karlin, Fleisher & Falkenberg, LLC, a truck driver who operates their motor vehicle while intoxicated increases the risk of injuries. Whatever vehicle you are driving, remember that taking drugs or alcohol can impair your driving skills.

Driving commercial trucks not only requires great skill on the part of the driver but also the highest level of alertness and care. With the heavy pressure on their shoulders to drive as long as they can, truck drivers are forced to take various stimulant drugs such as amphetamine to combat fatigue and lack of sleep. Yes, these substances can make the driver awake but in the long run, it can have adverse effects on a driver’s ability to react to road situations or make the right judgment.

A drunk truck driver exhibits various behaviors that not only endanger their lives but also that of their passengers. Some of the noticeable behaviors a driver who is drunk will exhibit include swerving in and out of a lane, sudden starts and stops, falling asleep while driving, and the most important distracted driving. Drunk driving accidents in a car is already devastating enough so what more in large trucks. The good news is that truck drivers are far more responsible drivers than those who drive cars. This is proven by the 22% statistics of car drivers involved in fatal car accidents compared to only 13% of truck drivers.

Still we cannot discount the bad effects of drinking alcohol in operating large trucks. Aside from the injuries it may cause, truck drivers need to be aware that drunk driving is not just a traffic infraction but also a crime that carries severe penalties ranging from suspension of license, fines, or imprisonment.

Benefits of Working With An Independent Car Insurance Broker

Choosing an insurance policy for your car can be a complicated process. Given the wide range of choices, finding the right policy can prove to be daunting. For this reason, having an agent to help you make the right choice can make the process much easier. But while looking for an agent, you will be confronted with the problem of deciding between a corporate or independent car insurance broker. Given its wide range of benefits, an independent car insurance agent can be an excellent choice.

An independent car insurance broker offers several benefits compare to the corporate agents. Here are some of the benefits of working with independent agents:

  1. More choices. With a corporate car insurance agent, you will be tied with just the product they are marketing. With an independent broker, on the other hand, you can choose from the different insurance providers that the agent carries. This way, they can offer you more alternatives that will suit your needs or requirements.
  2. They are industry experts. Independent brokers are well-informed about insurance industry so they can make you understand its complexities using layman’s terms. They have the knowledge to match their offerings with your insurance needs.
  3. They can provide savings. By offering you with plenty of options, you will be able to find the insurance policy that is right for your budget thus ensuring that you can get huge savings on your policy. If you are planning to make a claim, independent insurance brokers can help facilitate the process. They will ensure that you get a favorable result on your claim.
  4. They deliver personalized service. Since an independent insurance agent is not tied with any company, you can be sure of getting personalized service on their end.

Getting the right insurance policy is essential in providing you with the needed protection in case of a car accident. With the help of an independent insurance agent, you can be sure of finding the right coverage for your insurance requirements.

Will My Automobile Accident Case Go to Court?

A lot of people feel like they don’t want to pursue legal action at all because they don’t want to have to go to trial. Little do they know that not every legal case has to end up in court as, sometimes, two parties can reach to a settlement without having to go to court. All it takes is the right kind of negotiations with legal aid at your side.

If you have suffered from an accident such as an automobile accident, it is best not to panic. Understand that there is no shame in seeking help from those more experienced than you. Some insurance companies will even advise you not to contact an automobile wreck attorney and promise all sorts of things like quicker processing and less complications and such. However, they’re doing this to protect themselves from living up to their obligations. Essentially, they’re trying to cheat you on the rightful compensation that you so deserve.

For example, it is commonly overlooked for plaintiffs to demand only compensation for the damages to the vehicle as well as the medical expenses. These, in theory, could be easy to settle – especially if the fault is clearly identifiable. However, there are some variables such as loss of wages as well as emotional trauma that may need to be taken into consideration. Not to mention the fact that, of course, that certain subsets of personal injury can change in terms of scope of limitations from state to state. A small factor could mean the world to a case in California while it may be an altogether different case in New Jersey or Maryland.

Even though there are thousands of automobile accidents that happen every day – there is not a single case that is exactly the same as another.